Many banks say, "We're really a technology company," but Green Dot is an actual tech company that bought a bank, and its banking-as-a-service philosophy proves it. On this podcast, Green Dot Chief Revenue Officer Brett Narlinger says his bank is building solutions to be embedded in apps that don't even exist yet. And Green Dot is not worried about being a "dumb pipe" -- Narlinger said the bank doesn't insist on its brand being in the forefront of all the services it provides. Green Dot has several high-profile partnerships, such as GoBank account for Uber drivers with realtime payouts, and the bank is built to deploy more such innovations. "If we weren't doing things with the icons of the [tech] industry, I'd be very nervous," Narlinger said. He also discusses how P2P's popularity may organically lead to more mobile payments volume at the point of sale.